<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml"
        xmlns:mobile="http://www.google.com/schemas/sitemap-mobile/1.0"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"
        xmlns:video="http://www.google.com/schemas/sitemap-video/1.1">

  <!-- Homepage -->
  <url>
    <loc>https://secpaid.com/</loc>
    <lastmod>2025-01-17</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Main Pages -->
  <url>
    <loc>https://secpaid.com/blog/</loc>
    <lastmod>2025-01-17</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://secpaid.com/zapier/</loc>
    <lastmod>2025-01-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://secpaid.com/pharmaone-shops/</loc>
    <lastmod>2025-01-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://secpaid.com/psp/</loc>
    <lastmod>2025-01-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://secpaid.com/sovereign/</loc>
    <lastmod>2025-01-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://secpaid.com/contact/</loc>
    <lastmod>2025-01-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Legal Pages -->
  <url>
    <loc>https://secpaid.com/terms/</loc>
    <lastmod>2025-01-17</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://secpaid.com/privacy/</loc>
    <lastmod>2025-01-17</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://secpaid.com/agb/</loc>
    <lastmod>2025-01-17</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://secpaid.com/impressum/</loc>
    <lastmod>2025-01-17</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://secpaid.com/aml/</loc>
    <lastmod>2025-01-17</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://secpaid.com/cookie-policy/</loc>
    <lastmod>2025-01-17</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>

  <!-- Blog Posts -->
  <url>
    <loc>https://secpaid.com/blog/automate-payment-workflows/</loc>
    <lastmod>2024-12-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://secpaid.com/blog/pharmaone-shops-future/</loc>
    <lastmod>2024-12-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://secpaid.com/blog/oauth2-security-best-practices/</loc>
    <lastmod>2024-12-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://secpaid.com/blog/payment-orchestration-guide/</loc>
    <lastmod>2024-12-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://secpaid.com/blog/sovereign-infrastructure-benefits/</loc>
    <lastmod>2024-12-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://secpaid.com/blog/split-payments-marketplace/</loc>
    <lastmod>2024-12-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

</urlset>
