Approved in 24 hours. Payment providers set up by your account manager, based on your needs.
| Amount | Method | Route | Status |
|---|
Increase conversion with the payment methods your customers are looking for.
SecPaid specialises in your field, taking the complexity and regulatory headaches away so you can focus on growing your business.
Licensed prescription and over-the-counter sales, including cross-border fulfilment and compounding.
Online pharmacy merchant accounts Supplements and nutraceuticalsVitamins, sports nutrition, nootropics, and functional foods, including affiliate-driven and auto-ship funnels.
Supplement merchant accounts Medical cannabisLicensed medical cannabis across the EU, where regulation varies by market.
Cannabis payment processing Telehealth and prescription refillsRecurring consultations and refill programs that need compliant subscription billing.
Telehealth payment processing
Your Account Manager acts as an extension of your own team, handling the everyday payment friction, disputes, fraud rules, and provider relationships, so you can stay focused on growing the business.
Most merchants are approved and processing within 24 hours, reviewed by underwriters who know your industry inside out.
Tell us about your business and monthly volume. No paperwork mailed in, no waiting on hold.
Our experienced underwriting team has deep knowledge of the industry and will approve your account within 24 hours.
Your account manager works with you to configure your account and API keys, and holds your hand through go-live.
A comprehensive suite of tools designed to streamline your payment operations, from accepting payments to managing complex financial flows.
Choose between leading payment methods, wallets, or bank transfers from our connected partners to maximise your conversion.
One login for your whole payment stack, built for daily use, not just monthly reporting.
Automatically split payments between multiple parties. Built with telehealth and marketplaces in mind.
Create a shareable payment link in one API call. No checkout build required.
Every payment link doubles as a scannable QR code, generated automatically.
Recurring billing with smart retries, proration, and a customer portal. Details below.
See subscription toolsAuto-ship supplements and subscription refills drive more disputes than almost any other billing model. Bill on any cycle and catch problems before they become chargebacks.
A REST API with four core calls, real-time callbacks, and no-code connectors for the rest of your stack.
# Create a payment link curl -X POST "https://app.secpaid.com/api/v2/createLink" \ -H "token: YOUR_API_TOKEN" \ -d "recipient_note=Invoice #1234" \ -d "amount=250.00" \ -d "callback_url=1"
// Create a payment link const res = await fetch("https://app.secpaid.com/api/v2/createLink", { method: "POST", headers: { token: process.env.SECPAID_TOKEN }, body: new URLSearchParams({ recipient_note: "Invoice #1234", amount: "250.00", callback_url: "1" }) }); const { data } = await res.json(); console.log(data.pay_link);
// 200 OK { "ResponseCode": 1, "ResponseMsg": "Link has been created successfully", "data": { "pay_link": "https://app.secpaid.com/payment?link_id=MTI0", "amount": "250.00", "status": "Unused" } }
POST /v2/createLinkGenerate a shareable payment URL and QR code.POST /v2/splitLinkDistribute one payment across multiple recipients.POST /v2/getPayInTransactionsQuery and export payment history for reconciliation.POST /v2/refundPaymentRefund in full or in part without leaving your system.SecPaid is neutral payment infrastructure engineered for regulated commerce, designed and hosted in Germany under EU data protection and payments law, so compliance is never bolted on later.
All data is hosted on certified German cloud infrastructure and processed under EU data protection law.
Strong Customer Authentication is applied only when required, so compliant payments stay frictionless.
Encrypted in transit and at rest with tokenised storage of every sensitive field.
Machine-learning risk scoring tuned for regulated categories like pharma and cannabis, not generic e-commerce fraud patterns.
SecPaid never steers routing for its own benefit. You decide which providers and methods are active.
Designed and maintained by a German team, under German company law.
SEPA, iDEAL, and the local methods your customers reach for, plus the reconciliation your finance team expects.
Every merchant gets the full platform. Your rate depends on how much you process, and we agree it with you before you go live.
Your rate is set by your monthly volume and improves as you grow.
We review your category, ticket size, and provider mix, and your Account Manager confirms your rate before you go live.
Multi-provider routing, chargeback management, your Account Manager, express support, and payments from 180+ countries, for every merchant.
Yes. SecPaid is purpose built around regulated categories, including online pharmacies, supplement and nutraceutical brands, and licensed cannabis retailers.
Most merchants are approved and live within 24 hours of applying. Underwriters review applications in your category every day, so your file does not sit in a generalist queue.
Your dedicated account manager does. They compile evidence, file the representment, and track your dispute ratio against card network thresholds on your behalf.
Payment processing involves the payment service providers and other providers connected to the merchant's configuration. Under the applicable contractual arrangements, the relevant receivable is assigned to SecPaid. Amounts received by SecPaid under this arrangement are subsequently settled to the merchant's designated account, and SecPaid's contractual service fee is accounted for separately. Technical integrations support the relevant payment-related workflows and transfer instructions. Each provider performs the functions applicable to its role.
Yes. Connect your existing provider first, then add others when you want better rates, higher acceptance, or coverage in a new market. Routing rules decide which one handles each payment.
Your rate depends on your monthly volume, category, ticket size, and provider mix. After a short review, your Account Manager agrees the rate with you before you go live.
You pay your providers their normal processing fees directly. SecPaid charges a transparent, volume-based fee on top, agreed with your Account Manager during underwriting, and never marks up processor fees.
Apply in minutes and get matched with underwriters who already know pharma, supplement, and cannabis regulation. Most merchants are live within 24 hours.
Zapier
n8n